Appraisal services for Hannibal and Marion County homeowners

Here are the top reasons MO homeowners order from Nest Appraisals Inc:

Get a pre-listing appraisal (whether they're selling the home on their own or using a real estate agent)
Challenge Marion county's assessment of your property
Remove PMI to lower your mortgage payments
Reinstate your Home Equity Line of Credit (HELOC)
Verify another appraiser's report
In the case of a MO divorce, when real estate property needs to be divided
To settle an estate in MO by determining the true market value of real estate in question

Own a house in or near Hannibal, MO and need help determining the value of it?
Contact Nest Appraisals Inc.

We at Nest Appraisals Inc understand the particular needs of a consumer after appraisal services. The appraisal process and reporting formats are familiar to our business clients like banks, lawyers, and accountants. As our valued client, we will give you extra guidance and explanations through the appraisal process to better understand what we do and how we report our conclusions.

For Sale By Owner/Pre-Listing Services

Since you have an emotional attachment to your home, it's often very hard to be objective about it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. A professional appraisal is a crucial negotiating tool once you have a potential buyer, in addition to helping you set a realistic price to sell at so your property will attract many interested buyers. It gives you something tangible to show your buyer. It's an independent third party's opinion of your property's value, and not just how much you think your house is worth. Interested buyers assume you have an emotional attachment to your home and will be more likely to give credibility to a professional appraiser's value report than yours.

Appraisals to cancel PMI

A preferred way to cut expenses for homeowners is getting the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan is down below 80% of the value of your home, in most cases you can apply to the lender to have the PMI removed from your loan, which will make your monthly payments go down. Nest Appraisals Inc is seasoned in helping folks just like you delete unwanted PMI insurance.

Challenging a property tax assessment

Your local tax assessor may have your house overvalued if you live in an area that is going down. That means you are going to pay more taxes than you should. Since your property assessment may likely go up again in the next period, the faster you take care of a matter like this, the better off you'll be. When contesting your property tax assessment, getting an appraisal report from Nest Appraisals Inc is your number one weapon.

HELOC recently frozen?

If your house is near a declining area, your lender might just make the decision to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can this be inopportune from a cash flow point of view, and bad for your credit score since it may appear as though that credit line is maxed out. Nest Appraisals Inc can help you reinstate your HELOC.

We Also Offer Field and Desktop Appraisal Review Services

Would you wish a second opinion without the charge and delay of waiting for a whole new appraisal? Or do you need a veteran appraiser to double-check your appraisal for accuracy? An appraiser from Nest Appraisals Inc can go out and check the subject and comparables in question in a field review. If you need it ASAP, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal report? Nest Appraisals Inc can We can assist you. While typically requested by banks, you may want to use this service if you suspect mortgage fraud related to your home.